TD Canada Visa card Travel Medical Insurance

TD Canada First Class Travel Visa credit card Travel Medical Insurance

When td visa card member leave your province of residence, you'll automatically be covered for up to $1,000,000 of unexpected emergency medical expenses, including hospital bills, doctors and diagnostic tests (if the tests are approved in advance). You'll be covered for trips up to 8 days2 long if you're under 65, and 2 days2 if you're 65 or older.

If you have a medical emergency, call the Emergency Assistance Center: 1-866-374-1129 from Canada or the U.S. or, from other countries, call collect at 416-977-4425. Expert medical advisors and coordinators can help you get to a doctor or hospital and handle eligible payments. It's important to call right away to ensure you get the maximum benefit; some expenses are only eligible if approved in advance.

There are some limitations and exclusions to your coverage. For example, costs that relate to pre-existing conditions are not covered. Also, if you don't contact the Emergency Assistance Center immediately, benefits will be reduced to 80% of what would otherwise be payable, to a maximum of $30,000. Please read your certificate of insurance for full details of coverage, eligibility, limitations and exclusions, and take it with you on your trip.

1 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by World Travel Protection Canada Inc. Benefits, features and coverages are subject to exclusions and limitations, including a pre-existing condition exclusion, that are fully described in the certificate of insurance included with your TD First Class Travel Visa Infinite Cardholder Agreement. Note that this insurance offers different benefits on different terms and conditions than the optional Travel Medical Insurance that is available to all TD Canada Trust customers.

2 The day of departure from and return to your home province each count as one full day.